WHEN YOU SUBMIT AN ORDER WITH US, YOU, THE BUYER, ARE CLAIMING THAT YOU
HAVE READ, ACCEPTED, AND FULLY UNDERSTAND THE TERMS
OF THIS AGREEMENT.
As of January 1, 2006
Dear Valued
Customer--
This is a great
product and we’re sure you’ll be happy that you got
it. In fact, we guarantee your satisfaction with our
30 day no-hassle,
no-questions-asked, 100% refund policy as described
on our website.
No matter what
happens after you get this product, you’ve got
30daysto examine it,
use it, and try it. If you’re not delighted, just
ask for a refund.
The complete
agreement that follows is – well – designed by
lawyers. It lays out our rights and duties and your
rights and duties as well as various disclaimers and
limitations of liability. You are encouraged to read
the following Purchase Agreement because its
provisions may impact on you but you can be assured
that whatever claims and promises are made in plain
English in the promotional materials or on our
website – we honor them and we guarantee them with
our no-questions-asked, full
30 day refund policy.
The legalese of
this agreement is presented below. Enjoy the read
and –
Congratulations
on your choice. We wish you every success!
Sincerely,
THIS AGREEMENT IS A CONTRACT. UNDER THE TERMS OF THE
CONTRACT YOU RECEIVE CERTAIN RIGHTS DUE YOU FROM THE
SELLER AND YOU, IN TURN, GIVE THE SELLER CERTAIN
RIGHTS THAT AFFECT YOU. THIS CONTRACT ALSO CONTAINS
PROVISIONS THAT DELINEATE AND RESTRICT YOUR RIGHTS
ABOUT REFUND AND WARRANTY AND THAT LIMIT THE
LIABILITY OF THE SELLER.
YOU MUST ACCEPT THESE TERMS OR THE SELLER WILL NOT
TRANSACT BUSINESS WITH YOU OR SELL A PRODUCT, SERVICE
OR MEMBERSHIP TO YOU, AND YOUR ORDER WILL NOT BE
PROCESSED IF YOU DO NOT ACCEPT THESE TERMS.
YOUR PLEDGE OF AN UNDERSTANDING OF THIS CONTRACT AND
ACCEPTANCE OF THE RIGHTS, DUTIES, AND LIMITATIONS
EMBODIED IN IT, IS A MATERIAL PART OF THE LEGAL
CONSIDERATION THAT THE SELLER REQUIRES FROM YOU AS A
CONDITION OF SALE.
PARTIES TO THIS AGREEMENT AND DISCLAIMER
The parties to this agreement are the website or its
owners, hereafter "SELLER," and you, the prospective
purchaser, hereafter "BUYER". Persons or entities
who are not participants in this contract but who
have an indirect relationship, such as a supplier,
joint venture partner, membership organization, or
sales affiliate, are herein described as "THIRD PARTY
OR THIRD PARTIES." The recipient of the product
herein sold, where said product is ordered by and
paid for by someone other than the recipient, is
classified herein as if that recipient were the
ordering BUYER with the same rights, duties, and
obligations as the BUYER, but may also be referred to
herein as 'RECIPIENT".
SUBJECT MATTER OF THIS PURCHASE AGREEMENT
The subject matter of this agreement is a product,
service, or membership described in promotional or
sales materials on this website and/or in an email
referencing this website, and said website and/or
email and its contents are incorporated herein by
reference and made a part hereof and constitute a
complete description of the product, service or
membership that is the subject matter of this
Purchase Agreement. This bundle of offerings,
including additional items promoted on the order
page, shall, together, be termed 'product' throughout
this agreement but the word 'product' shall mean all
elements offered in the sale, whether digital,
dimensional, or other license or right, and include
all sales or promotional materials.
REFUND POLICY
The product, service or membership referenced herein
is sold with a 30 day
'no questions asked' 100% money back guarantee. If
the product is other than an e-product or digital
product, the product must be returned during the
refund period to the shipping address provided with
the product. The burden is on the Buyer to prove
that the product was in fact returned to that
address. Cancellation of a membership or request for
refund must be noticed to the contact address in
this Purchase Agreement. The Buyer understands that
all rights to view the product and all license or
resale rights terminate when the product is returned
for a refund. (Selling of a product in which you
have no ownership interest or resale license rights
is a crime as well as breach of this agreement.)
Giving the Buyer a refund during the refund period is
the full and complete liability that the Seller of
this product, service or membership has to the
Buyer. Buyer agrees that the length of the refund
period is reasonable and further agrees to examine,
read, and try the product, service or membership
during the 30 day
refund period as a material consideration required by
the Seller as part of the purchase price. Buyer
further warrants that he or she will make a
determination during the 30
day refund period if the product is as
described and to decide whether the Buyer wishes to
keep the product. If the Buyer does not contact the
Seller during the refund period, Buyer agrees that
the Seller may construe silence as a full, complete
and final acceptance of the product, service or
membership with no further right of redress or refund
for any reason due the Buyer.
Real Estate Fortunes.com
does not allow refunds for items ordered and shipped
that were refused for delivery by Buyer and/or sent
back to us through mail carriers marked as "Return
to Sender." Buyers participating in this type
of activity can be subject to fraud charges and will
be responsible for cost of item, shipping and will
be fined any and all additional banking costs and
fees if transaction is charged back to Buyer's
issuing bank.
Real Estate Fortunes/Platinum Acquisitions INC are
not responsible for any bank/late fees that may
occur to buyer's account during refund processing.
REFUND POLICY ADDENDUM
(UPDATED 2/20/2006)
The products sold through
Seller abide by above refund policy with the
exclusion of Buyer ordering multiple numbers of the
same or related product and returning and/or
instigating a refund or chargeback against the
Seller in the hopes of accumulating points/credits
towards outside third party advertising sites.
Seller makes absolutely no exceptions to this rule
and reserves the right to refuse any duplicate
refund with the exception of an accidental billing
which registers in Seller's web log and through
Seller's payment gateway in a reasonable period of
time (not to exceed two hours from timestamp of
first purchase.) Buyers who purchased before
date of addendum above are still bound by outside
third party advertiser's terms of agreement which
may or may not have stated policies regarding
duplicate orders at the time of order but as per
terms of agreement, company reserves the right to at
any time change or modify policy and apply to any
and all purchases.
FURTHER DESCRIPTION OF THE PRODUCT, SERVICE OR
MEMBERSHIP
Buyer warrants an understanding that the product,
service or membership may actually be comprised of
different elements. For example, a digital or
so-called e-book may also come in CD or printed
format, and that the digital product may also be part
of a service or a membership. Additionally, the
product, service or membership may come with the
right to sub-license or re-sell the product.
However, unless specified in the sales and
promotional materials and unless all conditions are
met, the Buyer has no license, permission or right to
duplicated or sell this product in any form or to
sell it or distribute it whether for profit or not to
any person for any reason.
RIGHTS AND OBLIGATIONS OF THE BUYER
The Buyer must pay the full consideration for this
product that the Seller requires as the total price
of the product. This consideration includes not only
the purchase price, but other obligations that the
Buyer accepts as well as potential rights the Buyer
agrees to forego. By accepting this Purchase
Agreement, the Buyer agrees to receive continuing
follow-up contact from the Seller including email,
mail, newsletters, product updates, product recall
notices, product improvements, telephone calls from
the Seller and/or telemarketing organizations and/or
pollsters for the purpose of solicitation related to
the instant product or any other product or
service. Buyer agrees to post-sale contact from
joint venture partners of the Seller or from others
who have a commercial relationship with the Seller.
Buyer agrees that all personal information about the
buyer or his or her buying habits and preferences,
including address and phone number, may be placed in
a general database and agrees that this information
may be shared, rented or sold to third parties.
However, Buyer shall at all times be fully empowered
to sever contact with the Seller by notification
using the 'unsubscribe' link in solicitations.
Moreover, the Buyer retains the right to refuse
specific contact with some third party solicitors and
maintain it with others. The Buyer retains the right
to have his or her name removed from a general
solicitation database. The Buyer's agreement to
accept solicitation and contact may be reduced,
enhanced, limited or terminated by notification to
anyone contacting the Buyer. The burden is on the
Buyer to prove that such communication was made to
and received by the person making contact. Buyer
agrees that Seller is not liable for communications
made to the Buyer by parties unrelated to this
purchase even though referred by the Seller. Buyer
accepts full responsibility for limiting unsolicited
contact and Buyer understands that he retains all
rights to directly restrict communication or
solicitation from any party including the Seller.
The Buyer agrees to allow the Seller to collect,
store, and use for marketing purposes all information
collected from, provided by or otherwise ascertained
by electronic means from the Buyer. The Buyer,
specifically, and as part of the consideration paid
for this product, waives all right to access,
retrieve, or control such information except that the
Buyer retains the right to restrict contact as
described previously.
The Buyer understands that cookies will be placed on
his or her hard drive that will provide information
to the Seller and which are necessary for delivering
an e-product and which will be able to determine if
you retain the right to access the product. Buyer
understands that these cookies or other computer
codes will reside on the hard drive and will
communicate at times with the Seller's computer and
thereby transmit and receive information.
Buyers living in locations that require custom duties
and/or VAT taxes to be collected understand that,
unless custom duties are collected at the point of
sale by the Seller, the Buyer remains responsible for
payment of custom duties and taxes at the time the
product is received. If it should happen that the
Seller's courier or freight account is charged for
custom duties and tax, instead of the Buyer paying
referenced charges, then the Buyer hereby authorizes
the Seller to bill the Buyer's credit card for said
charges or for the return of goods if they are
refused at the point of destination.
CREDIT CARD CHARGES AND CREDIT CARD FRAUD PENALTIES
Buyer warrants that he or she is over 18 years of
age, not subject to the Child Online Privacy Act, of
legal age to enter into contractual agreements in the
state in which he is present when he makes this
purchase, and is the true and authorized owner of the
credit card used to make this purchase. Any Buyer
who violates any of these requirements may be liable
for civil or criminal prosecution and agrees to pay
liquidated damages of an amount the equivalent of
US$10,000 per fraudulent transaction, plus actual
damages, and agrees that all information collected by
this website may be used for prosecution and may be
turned over to law enforcement agencies or to credit
card companies and merchant service providers.
If the true and/or authorized owner of the credit
card attempts to commit fraud upon the Seller, he
authorizes each and every credit card company or
merchant service provider to disclose to the Seller
all information that could be construed as proof of
credit card fraud.
Any Buyer who attempts to perpetrate a fraud upon
Seller involving the use of a credit card herewith
gives authorization for the Seller to access all
credit information about the Buyer from credit
reporting agencies and also authorizes the Seller to
discover all relevant information from any source
about the fraudulent practices of the Buyer and to
reveal such information to credit reporting agencies,
credit card companies, merchant service providers,
and law enforcement agencies.
Buyer agrees that if he uses trickery to receive more
than one refund, or if he causes a fraudulent dispute
claim that results in a chargeback against the
Seller's account, that the Seller is authorized to
re-charge the Buyer's credit card that was used for
the original purchase to the extent that will make
the Seller whole. Buyer agrees to, in addition to
actual damages, pay to the Seller liquidated damages
of an amount equivalent to US$10,000 for every
separate fraudulent action Buyer commits.
GUARANTEE AND WARRANTY
This product is sold 'as is' without warranty or
guarantee of any kind, either express or implied,
including no warranty as to merchantability or
fitness for a particular purpose. The Seller
warrants and guarantees absolutely nothing. There is
no 'warranty period.' There is a
30 day refund
period. Period.
However, in the event that the Buyer claims that the
product is defective, the sole remedy to the Buyer is
to accept a replacement product or a refund. The
period for the Buyer to determine if the product is
defective and request a replacement or refund is
30 days from the date
of the order. During this
30 day period, the Buyer may request and will
receive a refund for any reason. During this
30 day period, Buyer
may request a replacement product in lieu of a refund
but Seller is under no obligation, for any reason, to
do anything more than refund the purchase price.
If the sales or promotional material conflict with
this "as is" warranty, then the sales and promotional
material are herewith incorporated and shall be
controlling. However, in no case, shall the warranty
period be construed to be longer than the refund
period.
If the Buyer is purchasing a membership in this site,
the terms of membership as specified in the
solicitation materials are controlling.
If the Buyer is purchasing, through this site, a
product, including membership, that is to be provided
by a third party, the Buyer must look to the third
party for additional warranties or guarantees, and
understands that the warranties available through
this site, if any are offered or construed, are
extremely limited, restrictive, and short.
ASSUMPTION OF RISK
Buyer agrees to accept all risk associated with the
use of this product,
including but not limited to, ingestion of or
application to Buyer's person, the use of the product
personally or in business, all taxes and regulations
applicable to this product, all legal compliance
issues related to this product. Buyer warrants an
understanding that the Seller is disclaiming all
liability from harm of any kind or nature caused
directly or indirect from this product. Buyer
agrees, as part of the consideration required to
purchase this product, to carefully review and test
this product during the refund period and to
immediately request a refund if the product is not
satisfactory.
LIMITATION OF LIABILITY AND DISCLAIMER
Buyer warrants an understanding, as required
consideration, that the Seller of this product
disclaims all liability for the product or damages
resulting from use or installation or reliance upon
this product for any reason. Buyer alone accepts
full responsibility for allowing others to use this
product. Buyer understands that Seller disclaims
liability for any information contained in sales or
promotional materials or the product itself that is
unintentionally misleading or incorrect that might
cause damage to Buyer.
Buyer expressly waives any and all claims for
consequential, speculative, and unforeseeable damages
resulting from the purchase or use of this product or
from subsequent contact with Seller or Third Parties.
Buyer expressly agrees that no matter what may happen
because of his or her purchase of this product, or no
matter what damage may be allegedly or actually
caused by the use of this product, or no matter the
harm or damage that may result directly or indirectly
from the purchase of this product, for any reason
whatsoever, that the absolute maximum extent of
Seller's liability shall be an amount no greater than
the purchase price of the product.
Buyer agrees and understands that, Seller,
specifically but not exclusively, disclaims liability
for all damage to Buyer's person or business by using
this product, including harm to buyer's computer
hardware or software from worms, viruses, or other
defects in the product or computer codes that cause
harm. Seller disclaims liability for Buyer's
interaction with Third Party soliciting agents who
were provided 'leads' by the Seller. Seller
disclaims liability for Buyer's interactions with
advertisers on the site. Seller disclaims liability
for Buyer's interaction with other visitors or
members of the website.
LIMITATION OF LIABILITY FROM ERRONEOUS PRODUCT
CONTENT
Buyer agrees that the Seller's total liability, even
for erroneous product content that causes damage to
the Buyer, shall be limited to the purchase price
paid for the product.
LIMITATION OF LIABILITY FROM HARM CAUSED BY THE
PRODUCT
Buyer agrees that the Seller's total liability, even
from harm caused to the Buyer or to others from use
of the product, shall be limited to the purchase
price paid for the product.
LIMITATION OF LIABILITY FROM ALL OTHER INJURIES OF
ANY KIND
Buyer agrees that the Seller's total liability, for
any other injury, harm, or tort of any kind, whether
foreseeable or unforeseeable, shall be limited to the
purchase price paid for the product.
LIMITATION ON THE LIABILITY LIMITATION
Buyer understands that some states do not allow
limitation of liability.
SPECIFIC DISCLAIMERS AS TO 'RESULTS CLAIMS', 'INCOME
CLAIMS', OR 'EARNINGS CLAIMS' IN SALES AND
PROMOTIONAL MATERIALS OR PRODUCT
If claims about results from using this product or if
claims about income or earnings resulting from the
use of this product are made, such claims are true
for the persons who made the claims, including claims
made by the Seller about its own experience with the
product.
However, Buyer cannot simply rely on these statements
as being duplicable by Buyer because many factors
affect results, including just dumb luck. Some
people buy this product to make money and, in fact,
make no money. Some people buy this product and
never read it or attempt to implement any of the
moneymaking ideas. Some folks seemingly take to it
like a duck to water and can't stop making money.
Nothing promoted on this website should be construed
as a 'Get rich quick' scheme. The products Buyer is
buying to learn how to make money or products that
Buyer is buying to re-sell, have all been proven
money-makers. The income and earnings statements, if
any, tend to reflect the more successful cases and
Buyer should not construe this as being the 'average'
or usual success story. As is true in much of life,
real success usually requires real work. Learning
about the internet is not terrible work and it can
produce very livable income if Buyer is willing to
learn his or her craft and work at it steadily. Even
part-time efforts may bring in some extra money each
month. But it requires learning skills that Buyer
may not have a background to easily learn and will
certainly require constant education and, perhaps,
even psychological motivation to keep Buyer directed
toward his or her goals.
If the product Buyer is purchasing is a physical
product promoted for a particular purpose and if the
promotional materials make claims about the results
from the use of this product, Buyer hereby warrants
his understanding that there exists some probability
that the product will not deliver those same results
to any particular Buyer and that the refund of the
purchase price (subject to the return of the product
to the Seller) is the full remedy for any Buyer who
feels the product did not deliver the results
claimed.
If the product Buyer is purchasing is a membership or
a product ‘plan’ that claims to produce specific
benefits or results or that otherwise involves a
recurring fee, the Buyer has a right to terminate the
membership or ‘plan’ upon notice to the Seller. In
this case, the promotional materials describing the
membership and the ‘plan’ and the remedy for
dissatisfaction shall be controlling. If the
promotional materials say that part of a fee is not
refundable, then it is not.
Where this disclaimer and claims made in sales and
promotional materials or the product are in conflict,
this Purchase Agreement shall be controlling except,
and unless, the Seller deliberately misled the Buyer
or if such construction would cause material
inequity. The sole burden is on the Buyer to
substantiate any deliberate deception. Buyer accepts
the obligation to reimburse the Seller for all court
costs, investigation costs, attorney fees, and all
litigation-related costs in the event Buyer brings
suit against the Seller and does not prevail in court
or at arbitration.
No warranties are made whatsoever about the amount of
money, if any, that Buyer will earn from this
material or product or service and Buyer warrants an
understanding that Buyer's only course of action is
to test this product and material for the extent of
the refund period and request a refund if Buyer is
not satisfied prior to its expiration.
Buyer, again, warrants an understanding that in any
event, for any reason, no matter the amount of
damages claimed, as a material part of the
consideration for purchase of this product, the
maximum amount of liability shall be the purchase
price of the product.
PRIVACY
POLICY
ACCEPTED
Buyer expressly accepts the terms of the Privacy
Policy of Seller's website.
TERMS
OF USE
ACCEPTED
Buyer expressly accepts the Terms of Use of
the Seller's website.
RIGHT TO PUBLISH SUBMISSIONS
Buyer agrees that Seller may publish for commercial
purposes the full or partial content of any and all
communication with Buyer at the Seller's sole
discretion.
INDEMNIFICATION
Buyer agrees to indemnify Seller for any and all
damage that Buyer causes by using the product or
information contained on this website that results in
a damage award against the Seller.
RIGHT TO STOP SELLING OR SERVICING PRODUCT OR
MEMBERSHIP
Buyer agrees that Seller has the right to discontinue
the product, the service, the membership at any time,
subject only to the 30 day
return policy, without notice.
Buyer understands that the Seller may discontinue
affiliate programs under the terms of the affiliate
program.
Buyer understands that the Seller may discontinue
customer service on a product or service at any time
without notice.
ARBITRATION
As part of the consideration that the Sellers
requires, Buyer agrees to use binding arbitration for
any claim, dispute, or controversy ("CLAIM") of any
kind (whether in contract, tort or otherwise) arising
out of or relating to this purchase, this product,
including solicitation issues, privacy issues, and
terms of use issues.
Arbitration shall be conducted pursuant to the rules
of the American Arbitration Association which are in
effect on the date a dispute is submitted to the
American Arbitration Association. Information about
the American Arbitration Association, its rules, and
its forms are available from the American Arbitration
Association, 335 Madison Avenue, Floor 10, New York,
New York, 10017-4605. Hearing will take place in the
city or county of the Seller.
In no case shall the Buyer have the right to go to
court or have a jury trial. Buyer will not have the
right to engage in pre-trial discovery except as
provided in the rules; you will not have the right to
participate as a representative or member of any
class of claimants pertaining to any claim subject to
arbitration; the arbitrator's decision will be final
and binding with limited rights of appeal.
The prevailing party shall be reimbursed by the other
party for any and all costs associated with the
dispute arbitration, including attorney fees,
collection fees, investigation fees, travel expenses.
JURISDICTION AND VENUE
If any matter concerning this purchase shall be
brought before a court of law, pre- or
post-arbitration, Buyer agrees to that the sole and
proper jurisdiction to be the state and city declared
in the contact information of the web owner unless
otherwise here specified. Contact: WEBMASTER,
Real Estate Fortunes.com, 228 W. Lincoln Highway
#133, Schererville, IN 46375. In the
event that litigation is in a federal court, the
proper court shall be the closest federal court to
the Seller's address.
APPLICABLE LAW
Buyer agrees that the applicable law to be applied
shall, in all cases, be that of the state of the
Seller.
NOTICE
Buyer herewith agrees to receive Notice of Changes,
Litigation, Service of Process, Cancellation,
Termination, and Modification of service or product
at the email address provided to Seller on the
ordering page. Further, Buyer agrees that the right
to contact Buyer concerning legal notice shall not be
terminated by previously submitted 'unsubscribed'
notices and specifically agrees that any notification
to cease contact shall not be binding upon the Seller
in regards to Notice of Change, Litigation, Service
of Process, Cancellation of Product or Service or
Membership or Subscription, Termination of a program,
product or website, or Modification of the terms of
service or product. Additionally, the Buyer grants
Seller irrevocable right to contact him or her via
mail or telephone concerning any of these issues
irrespective of other rights the Buyer has to sever
contact with Seller.
COSTS
The prevailing party to any arbitration or litigation
will be entitled to collect attorney fees and all
other costs of the arbitration or litigation,
including filing fees, investigation fees, collection
fees, and travel expenses from the other party.
MODIFICATION
This Purchase Agreement cannot be modified in any
manner between the Seller and this Buyer unless
modifications are made in writing signed by both
parties. However, the Seller may modify this
Purchase Agreement at any time for other Buyers
without notice to the instant Buyer.
ENFORCEABILITY OF PROVISIONS
In the event that some provisions, terms, conditions
of the Purchase Agreement are held to be invalid or
unenforceable, the remainder of the provisions that
are enforceable shall control. Additionally, Buyer
and Seller agree that, if any provision is found to
be invalid or unenforceable, the arbitrating panel
will construe such provision to the maximum extent
that it might be found to be valid or enforceable.
WAIVER OF BREACH
The Seller's waiver (failure to enforce) any term of
this agreement shall not be construed as a
modification or an amendment to this agreement or
constitute a waiver of other breaches.
By taking the affirmative step of purchasing of a
product, service, or membership, you, the Buyer,
attest that you have fully read, understand, and
accept the terms of this Purchase Agreement contract,
and warrant to the Seller that said affirmative
digital acceptance shall be deemed to be the same as
if you had affixed your signature to this Purchase
Agreement contract.